Legal Notice
Disclosure Document Available to Clients
Code of Ethics
Terms of Use
The Site is for Informational Purposes Only
Liability Waiver
Copyright and Intellectual Property
Electronic Communication
Links and Software
Jurisdiction
Personal Information
Privacy Policy
Collection and Use
Disclosure and Retention
If You Close Your Account
Protection of Personal Information
Internet
Modification and Accessibility
Withdrawal of Consent
Policy Update
LEGAL NOTICE
DISCLOSURE DOCUMENT AVAILABLE TO CUSTOMERS
BOUTHILLIER CAPITAL INC. (“The Company”, “B-CAP”) provides its clients with a document disclosing various elements of information and the relationship. It contains the descriptive elements of the firm, an introduction to our investment process, various elements of customer experience, our service offering, information related to our service providers and possible conflicts of interest. You can request the document by email: client@b-cap.ca .
CODE OF ETHICS
All Company employees adhere to the CFA Institute Code of Conduct.
TERMS OF USE
By accessing and using this website (the “Site”), you agree to be bound by and comply with the following terms (the “Terms”). You do this on your own initiative and it is your responsibility to comply with applicable local, national or international laws. If you do not agree to be bound by the terms, please do not use the site.
The present terms govern the use of this site, globally. They may be modified, updated or supplemented by additional conditions found on other pages of this site. In the event of any contradiction between the terms and conditions provided here and those found on the other pages of this site, the latter shall prevail.
The information, material, information and data contained in the pages of the site (the “information”), are believed to be reliable at the time of their publication, but there can be no assurance that they are accurate, complete and up to date. at any time. Without limiting the generality of the foregoing, the information may contain technical inaccuracies or typographical errors, and B-CAP, its directors, officers, representatives, employees and agents cannot be held responsible for any manner of the damage that may result.
All products and services offered on the site by BOUTHILLIER CAPITAL INC. are governed by separate agreements and documents relating thereto. B-CAP reserves the right to modify and withdraw from the site at any time, without notice, these products and services. In the event of a contradiction between the terms described on this site and those of an agreement between you and the Company, the latter shall prevail.
The products, services and information mentioned on the site are not necessarily offered or relevant everywhere in Canada or outside of Canada. The information does not constitute an offer or a solicitation for the purchase or sale of currencies, investment funds or other products (investments, asset management or otherwise), services or information to anyone. in a territory where such an offer or solicitation is not authorized or cannot legally be made, nor is it directed to persons to whom it would be illegal to make such an offer or whom it would be illegal to solicit. For information specific to a country, province, state, or territory, please contact your legal, tax, financial or other advisors.
THE SITE IS FOR INFORMATIONAL PURPOSES ONLY
The information is presented for informational purposes only, is intended for personal use and should in no way be interpreted as advice of a tax, financial, accounting, legal or other nature or concerning investments or the management of assets. Do not act on the basis of the information without first consulting a professional. Legal, tax or financial advisers can help you verify that the measures you intend to take are consistent with the most recent data and the most relevant to your particular situation.
BOUTHILLIER CAPITAL INC. is not responsible for any damages you may suffer as a result of using the information contained on the site.
LIABILITY WAIVER
BOUTHILLIER CAPITAL INC. makes the information and the site available to you without any warranty, implicit or explicit, and disclaims all liability for their accuracy, reliability, relevance or completeness. In addition, B-CAP cannot guarantee that the site will be accessible at all times without interruption, nor that there will be any delay, failure, error or omission or loss in the transmission of information, nor that it will be able to meet your needs, nor that no virus, malicious program or other harmful software can be transmitted nor that no damage can be caused to your computer system, even if the Company has been informed of the possibility of ‘such a pity. You alone should take the necessary measures to protect your computer system and the data it contains against such threats.
COPYRIGHT AND INTELLECTUAL PROPERTY
The copyright of all the elements contained on this site, including texts, images and graphics, belong and remain the property of B-CAP and none of these elements may be copied, reproduced, published, modified, displayed, transmitted, or distributed in whole or in part, in any form whatsoever without the prior written permission of BOUTHILLIER CAPITAL INC. Such an act could be a violation of the applicable intellectual property law and lead to complaints.
Some of the names, images, logos, icons, graphics or designs contained on the site are trade names or trademarks owned by BOUTHILLIER CAPITAL INC. and nothing in the Terms shall be construed as conferring in any way or permitting the Company’s patent, license, copyright, trademark or other intellectual property right. use.
ELECTRONIC COMMUNICATION
Like other types of communications, unprotected email communications are not confidential and run the risk of being lost, altered, modified, and even intercepted. BOUTHILLIER CAPITAL INC. accepts no liability to you or to anyone for damages resulting from your transmission of a message electronically to the Company or from the Company to you. We remind you that you can use other means of communication to transmit your data to B-CAP when you deem it necessary for the protection of your personal data.
LINKS AND SOFTWARE
The links offered by the site to other websites, including those related to the Company’s business partners, are provided solely for ease of navigation. BOUTHILLIER CAPITAL INC. does not verify or endorse these external sites. B-CAP assumes no responsibility with regard to these other external sites, nor the data they contain, nor the third parties designated therein or their products and services. Browsing to an external site is done at your own risk and the Company cannot be held responsible for any damage that this link may cause.
The links offered to external sites which offer the download of certain software are offered solely to facilitate navigation and B-CAP cannot be held responsible for any difficulties, problems or problems that may arise from downloading or from attempts to download such software. Their use is subject to compliance with their license agreement, if applicable.
JURISDICTION
BOUTHILLIER CAPITAL INC. administers the site from its offices in Saint-Lambert, province of Quebec, Canada. The site, the information, the modalities and the clauses of exemption of the pages of the site are governed and interpreted according to the laws of the province of Quebec and of Canada which are applicable there regardless of the place of your domicile, your residence. or where you are. All remedies and claims arising from the use of the site, the information, the terms and conditions and the exemption clauses of the pages of the site come under the exclusive jurisdiction of the courts of the province of Quebec.
PERSONAL INFORMATION
BOUTHILLIER CAPITAL INC. undertakes not to sell, transmit or distribute your personal information (including e-mail addresses) provided by persons consulting the site to any external organization without your prior written authorization.
PRIVACY POLICY
BOUTHILLIER CAPITAL INC. is committed to protecting the confidentiality and security of personal information. This privacy policy details the measures established to honor this commitment.
COLLECTION AND USE
BOUTHILLIER CAPITAL INC. only collects the personal information necessary for the sound management of files and required by applicable regulations and legislation, particularly with regard to securities, taxation and financial services (the “Act”). For example, we obtain personal information about you in the course of opening or administering your account with BOUTHILLIER CAPITAL INC .. We also collect information from other financial intermediaries, through our formal and informal meetings and our telephone conversations with you.
This information includes in particular information that identifies you such as your name, your social insurance number, your profession, your marital status, your address, your telephone number, your e-mail address, your fax number as well as the information that can inform us of your financial situation and the state of your assets as well as of any change in your personal situation. This information allows us to clearly identify the needs in order to provide the agreed services and to complete transactions on your behalf, in accordance with the management mandate and the investment policy in force.
Personal information may also be used for the following purposes:
- Understand and assess your investment needs and make the required adjustments to your investment portfolio;
- Proceed to the various internal and external verification processes of B-CAP;
- Meet the requirements of the Act and collaborate with regulatory bodies;
- Complete certain transactions or make certain changes to your file. It may then be necessary to communicate information about you to financial intermediaries to, among other things, confirm your identity.
DISCLOSURE AND RETENTION
Under no circumstances do we sell or give away lists of our customers or information about them to other companies or third parties for their own use.
We have the right to disclose information about you to government agencies or entities or regulatory bodies in order to comply with the law, the rules, subpoenas, formal or official requests or any other procedure. similar, within the limits provided by law.
We will only retain personal information obtained for as long as necessary for the purposes for which it was collected or to comply with applicable legal requirements.
If you wish that we give information concerning you to a third party, such as your accountant, your tax specialist, your notary or other, this request must be sent in writing, specifying the identity of this person and his contact details while mentioning this that you want us to send him.
IF YOU CLOSE YOUR ACCOUNT
In the event that your file is closed, the personal information contained therein will continue to be subject to this privacy policy.
PROTECTION OF PERSONAL INFORMATION
BOUTHILLIER CAPITAL INC. has implemented security measures of both a technical and organizational nature to ensure adequate protection of your personal information against any unauthorized access or manipulation or any loss or destruction of such information.
Access to your file is strictly controlled. It is restricted to employees for whom this information is necessary in order to provide you with the services requested.
INTERNET
Like other types of communication, unprotected email communications are not confidential and run the risk of being lost, altered, modified, and even intercepted. BOUTHILLIER CAPITAL INC. accepts no liability, to you or to anyone, for damages resulting from your transmission of a message electronically to the Company or from the Company to you. We remind you that you can use other means of communication to transmit your data to B-CAP when you deem it necessary for the protection of your personal data.
MODIFICATION AND ACCESSIBILITY
Upon request, we will provide you with access to the personal information we have on file. You can also ask us how this information is used, ensure that it is accurate and complete and have it updated as needed, as permitted by law.
WITHDRAWAL OF CONSENT
Subject to any legal requirement or contractual constraint, you can modify or withdraw your consent to the collection, use and communication of personal information concerning you at any time by sending a written notice to BOUTHILLIER CAPITAL INC.
UPDATING THE POLICY
Any addition, modification or removal to this Privacy Policy that we deem appropriate will be incorporated immediately.